Trouble spots in a budget are common, and they are often easily identified when you begin the budget process or begin tracking expenses item by item. Typically, you will find a-ha moments after tracking expenses for only two weeks. Much to his chagrin, one gentleman discovered he was spending $75 a month on ice cream.
Life has a way of getting our attention and teaching us. Often though, we don’t learn the first time around and go around the same mountain or down the same road repeatedly. We’ve all done it. We’ve all been in that moment when we recognize, “Oh my, I’m here again.” It’s not a failure, it’s
Life seems to go on without effort when I am filled with music. – George Eliot. Music has always been a big part of my life. Whether it’s singing lead roles in musicals, leading a choir, singing in a group or just singing in the hallway, it’s part of who I am. It’s a little wonder
Be still, and know that I am God. Here’s a simple yet difficult challenge. Find a place and sit alone. For 15 minutes. No phone, no TV, no laptop, no pen and paper, no radio, no music, no interruptions. OK, a cup of coffee is acceptable. Perhaps outside, away from everything. It’ll probably go well
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Chip Bailey is a Ramsey Preferred Coach and a Master Financial Coach. He is also a Registered Psychotherapist in the state of Colorado.
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