It only takes a spark to get a fire going, so here are a few sparks for you — and some questions — to kick off your weekend.

  1. Just because it’s on sale doesn’t mean you need it. How many things have you bought on sale that still has the tag on them and sits on your closet shelf?
  2. Still true today: Earn all you can, save all you can, give all you can. ~John Wesley. Which one of these do you do best? Worst?
  3. Money is a terrible master but an excellent servant. ~P.T. Barnum. Are you the slave to your money, or are you the master over it?
  4. 78% of Americans live paycheck to paycheck. Hint: You don’t have to. What would change for you if you were part of the 22% who didn’t live paycheck to paycheck?
  5. Your emergency fund is insurance, not an investment. Where do you keep your emergency fund? Do you only use it for true emergencies?
  6. Making more money won’t matter if you can’t manage the money you have. What’s holding you back from making changes to how you handle your finances?
  7. Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like. Are you still trying to keep up with the Joneses? (By the way, the Joneses are broke!)
  8. Live like no one else today, so you can live like no one else tomorrow. ~Dave Ramsey. What do you need to say “no” to today, so you can say “yes” to tomorrow?
  9. The average Christian pays more in interest than he gives to the Lord’s work. In a church of 100 families, 37 will give nothing. ~Larry Burkett. Wow, which group are you in? Do you pay more in interest than what you give to God?
  10. The quickest way to earn money is to fold it in half and put it back in your wallet. ~Will Rogers. What’s in your wallet? Better question: How often does it see the light of day?

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